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Definitions
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| Current age |
Your current age. |
| Age of retirement |
Age you desire to retire. |
| Household income |
Your total household income. If you are married, this should include your spouse's income. |
| Current retirement savings |
Total amount that you currently have saved toward your retirement. Include all sources of retirement savings such as 401(k)s, IRAs and Annuities. |
| Pre-retirement rate of return |
The annual percent you expect to earn on your investments before you retire. |
| Post-retirement rate of return |
The annual percent you expect to earn on your investments after you retire. |
| Percent of income to save |
The percentage of your annual income you will save for your retirement goals. |
| Expected salary increase |
Annual percent increase you expect in your household income. |
| Years until retirement |
Number of years before retirement. |
| Years of retirement income |
Total number of years you expect to use your retirement income. |
| Percentage income desired |
The percent of your household income will need to have in retirement income. |
| Are you married? |
Check this box if you are married. Married couples have a higher maximum social security benefit than single wage earners. |
| Include social security? |
Check this box if you wish to include social security benefits in your retirement planning. |
Information and interactive calculators are made available to you as self-help tools for your
independent use. We can not and do not guarantee their accuracy or their
applicability to your circumstances. We encourage you to seek personalized
advice from qualified professionals regarding all personal finance
issues.
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